About Us

Ultimate Assurance and Risk Management(UARM) is a partnership firm which was incorporate in 2016 by Mr Ganesh Bagga & Ms Kritika Sharma with a vision to provide transparent, comprehensive and most competitive insurance coverages to our corporates in insuring their business.
Our emphasis is to assist our clients for anything that they require during the policy period. UARM is an independent insurance agency which is manged by team of proven professionals from general insurance industry. We are independent in the sense we do business with multiple insurance companies and always favours our clients.

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10+ years experience

Valuable Services

Experienced Professionals

insurance claims advisory services

How We Work

Step 1

Interaction & understanding of your business requirement. Gathering information, studying expiring insurance policy coverages & claim experiences

Step 2

Visualization of your business risk with physical & environmental hazards. Recommending upon advisable coverages and sum insured.

Step 3

Referring the proposal with leading insurers and comparing quotes with respect to coverages and proposal conditions.

Step 4

Presenting transparent, comprehensive and most competitive quotes. Resolving queries and finalizing documentation for underwriting the proposals.

Our services

Standard fire and special Perils Policy

Standard Fire and Special Perils Insurance is a traditional cover that offers cover against fire and allied perils which are named in the policy.

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Fire Loss of Profit Insurance

Fire Standard & Special Perils Policy covers only the material damage, financial loss caused to your property covered under the Policy

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Project Insurance

It is all risk insurance of projects that covers damages to under construction projects by sudden, and accidental causes. It also covers the damage to the material purchased for the project at the site.

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Workmen Compensation Insurance

Workmen compensation insurance is a product designed to insure the employer against their liability towards the workers in case of injury at the workplace.

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Marine Insurance

Marine insurance is of two types, namely Marine Hull insurance and Marine Cargo insurance. While the former deals with the vessels and ships etc.

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Burglary Insurance Policy

It covers stocks and contents owned by you or for which you are responsible or held in trust and/or commission at the insured premises. It also covers cash, valuables

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Product Liability Insurance

A product liability policy covers all sums (including the litigation cost) that you would be legally liable to pay as damages as a result

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Commercial General Liability (CGL) Insurance

Commercial General Liability (CGL)policy covers third party liabilities arising from various business operations, be it premises, products and completed operations

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Group Health Insurance (GHI)

Group Health insurance (GHI) policies are taken by the corporates covering employees and their families including dependent spouse, children, parents / parent in law.

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Group Personal Accidental (GPA) Insurance

Group Personal Accidental Insurance (GPA) policies are taken by the corporates covering employees and their families including dependent spouse, children, parents / parent in law.

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Company Statistics


Business Growth

Gold & Silver Club Agents of leading insurer


Years Experience


Branches in NCR

Clients Words

  • UARM has solutions for every insurance

    Amit Thalwal
  • They have good command on insurance & gives valuable advise on insurance. They are presentable and responsive

    Rajeev Ahuja
  • Appreciate them for transparent dealing, they spend good time in explaining the coverages & policy conditions

    Arjun Nahal
  • They give good competitive quotes in reasonable time

    Rajat Goel

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