Ultimate Assurance and Risk Management(UARM) is a partnership firm which was incorporate in 2016 by Mr Ganesh Bagga & Ms Kritika Sharma with a vision to provide transparent, comprehensive and most competitive insurance coverages to our corporates in insuring their business.

Our emphasis is to assist our clients for anything that they require during the policy period. UARM is an independent insurance agency which is managed by team of proven professionals from general insurance industry. We are independent in the sense we do business with multiple insurance companies and always favours our clients.

UARM is committed to provide

  • The right insurance coverage you deserve, a timely and complete response to your questions, concerns and requests.
  • Advisory on adopting better risk management practices for minimising the risks.
  • Arranging risk assessment of industries & business houses.
  • Consultancy services in general insurance claims, we are committed to being your advocate in time of need.

We provide Personal insurance policies to protect your property, possessions, and family, and we want to help you relax knowing all of those are covered with appropriate insurance plans like :

  • Motor Insurance
  • Health Insurance
  • Home Insurance
  • Vehicle Insurance
  • Life Insurance
  • Term Insurance

We specialize in commercial Insurance and offer you appropriate covers to protect your company and business. We understand the sacrifices required to run a business and by taking insurance policy from us you worry less about the risk associated with business and concentrate more on growing your business.

We provide below policies to business houses and corporates:

  • Standard Fire & Special Perils Policy
  • Fire Loss of Profit Insurance / Business Interruption Insurance
  • Product Liability Insurance
  • Commercial General Liability Insurance
  • Project Insurance (Contractor All Risk / Erection all Risk Insurance)
  • Contractor Plant Machinery (CPM) Insurance
  • Workmen Compensation Insurance
  • Marine Insurance
  • Group Health Insurance & Group Personal Accidental Insurance
  • Industrial All Risk Insurance

We are empanelled with below of the insurance companies to transact insurance business:

  • New India Assurance Co Ltd
  • ICICI Lombard General Insurance Co Ltd
  • IFFCO Tokio General Insurance co Ltd
  • Bajaj Allianz General Insurance co Ltd
  • Tata AIG General Insurance Co Ltd
  • HDFC Ergo General Insurance Co Ltd
  • SBI General Insurance Co Ltd
  • Royal Sundaram General Insurance co Ltd
  • Shriram General Insurance Co Ltd
  • Star Health & Allied Insurance Co Ltd
  • Religare Health Insurance co Ltd
  • Future Generail India Insurance Co Ltd

Our Non-Motor business is taken care by our Managing Partner Mr Ganesh Bagga who is Post Graduate in Insurance & Risk Management and had 10 years of working experience with leading general insurance companies like ICICI Lombard General Insurance co Ltd, IFFCO TOKIO General Insurance Co Ltd. He has rich experience of 20 years in insurance and banking industry.

Our Motor business is taken care by ourPartner Ms Kritika Sharma who is post graduate & has 8 years of rich experience in working with broker house.

UARM professional team also consists of reputed surveyors & advocates from the market.